Using InstaDebit on an Online Casino

Casino guides / Oct 19, 2023
Using InstaDebit on an Online Casino

Yen Deng

Oct 19, 2023 3 min read
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InstaDebit is a great way to make deposits on online casinos. Read our guide to find what the main pros and cons are.

The growth of online gambling sites has been accompanied by a rapid rise of online payment platforms designed to make transactions as quick and efficient as possible. InstaDebit, whose website boasts that the service is ‘like paying with a cheque online, only easier’, has been around since 2003 and since become a trusted online payment solution for customers in Canada. With a very fast transaction time and top-level security, it’s no surprise that InstaDebit remains a popular choice.

InstaDebit works as an intermediary service to carry out transfers of money to merchants from your bank account. You can make use of it if you’re a Canadian resident aged 18 or over with a Canadian bank account. Read on to find out more about how to use InstaDebit and its main positive and negative aspects.

Pros of using InstaDebit

Safe and secure

As you’d hope, InstaDebit is a very safe service to use. 128-bit encryption is used in addition to firewalls, and accounts are monitored constantly. None of your personal information is divulged to any third parties. This strong emphasis on security means that InstaDebit has proved to be a highly reputable platform in the years since its foundation.

Excellent customer support

Feedback seems to show that most customers are impressed with the support system used by InstaDebit. The team is available 24 hours a day, 7 days a week, and can be reached by phone, email, post and live chat.

Exclusive bonuses

Online casinos commonly offer welcome offers and bonuses like free spins and no-deposit bonuses to new players. Customers using InstaDebit will be delighted to discover that many sites offer these bonuses specifically to them.


InstaDebit is very flexible and works just as easily when you’re visiting an online casino on your mobile device as it does on your computer.

Cons of using InstaDebit

Only one bank account supported

InstaDebit only allows one bank account per account, so you cannot split your payments across accounts as you might be able to do using other platforms.


Creating an InstaDebit account is free, but there are still fees for using the service. Making a payment to a merchant from your bank account costs $1.95 each time. Withdrawing money from InstaDebit to your Canadian bank account carries a fee of $2. This might discourage players who typically gamble small amounts, especially since these fees are fixed rather than percentages. This is certainly an aspect of the service for which other payment options like PayPal, which is free to use, might seem more attractive.

Using InstaDebit

Creating an InstaDebit account

The process for setting up an account with InstaDebit is relatively straightforward:

  1. Click on the ‘Log In/Sign up’ button on the InstaDebit homepage.
  2. Enter your first name, last name, email address and postal code, and create and confirm a password, before solving the reCAPTCHA.
  3. The next step is to provide your street address, date of birth and Social Insurance Number.
  4. Your account is now ready to use.

After you have created your account, you will need to verify your bank details in order to make a withdrawal. A small deposit will appear on your bank statement: this acts like a PIN. Log into InstaDebit, click Verify Account and enter the deposit amount shown on your statement in order to complete the verification. This will in turn allow you to increase your spending limit.

How to make a payment using InstaDebit

It is incredibly simple to use InstaDebit to facilitate a payment on an online casino.

  1. When the time comes to check out, select InstaDebit from the list of payment options.
  2. Log into your account.
  3. Approve the transaction.

You do not need to pre-register for an account; if you want, you can sign up for an account straightaway during your first transaction and start using it from that point on.


Yen Deng